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0% finance · Cycle to Work · Clearpay
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⚡ Save up to 42% · Earn 20p per mile

Save money. Then earn while you ride.

Get up to 42% off a new bike through the Cycle to Work Scheme — then discover how qualifying business journeys could earn you 20p per mile on top.

Shop Cycle to Work bikes
1

Save through Cycle to Work

Buy your bike tax-efficiently through salary sacrifice — typically 32–42% off the price, spread over monthly payments.

2

Save on fuel & parking

Swap even a couple of car journeys a week and most riders save hundreds of pounds a year on fuel, parking and wear.

3

Claim business mileage

Use your bike for qualifying work journeys and you may be able to claim HMRC's approved 20p per mile.

The Cycle to Work Scheme

Up to 42% off your next bike, through your salary.

Cycle to Work is a government-backed salary sacrifice scheme. Your employer buys the bike and you pay it back from your gross salary — before tax and National Insurance — which is where the saving comes from.

  • Basic-rate taxpayers typically save around 32% on the bike and accessories.
  • Higher-rate taxpayers can save around 42%.
  • Payments spread over 12–18 months, straight from payroll — no credit checks, no deposit.
  • Covers accessories too — helmets, locks, lights and more can be added to your certificate.

We partner with all the major scheme providers — just ask your employer which one they use, get your certificate, and spend it with us.

Cycle to Work

Calculate your savings

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Your estimated saving

Enter your spend and salary, then hit Calculate — we'll show your tax & NI saving, what each payday costs you, and your total price after ownership.
IMAGE SLOT
Worker cycling between sites / visiting clients
(upload in customiser → "Mileage image")
Earn while you ride

Did you know? You may be able to claim 20p per mile for work journeys.

Many people know about Cycle to Work. Far fewer know HMRC also lets employees claim 20p per mile for qualifying business journeys made on their own bicycle — with no mileage cap.

Important: this is not for your normal commute between home and your permanent workplace. It applies to business travel during your working day, such as:

  • Travelling between company sites or to temporary workplaces
  • Visiting customers, clients or suppliers
  • Meetings and training courses away from your normal workplace
  • Site inspections, property viewings, community visits and local business errands

Many employers already reimburse car mileage — if you cycle between sites, ask whether bicycle mileage is part of your travel policy.

What could your business miles be worth?

£192
potential annual mileage claim
at HMRC's approved 20p per mile · 960 miles/year

That's real money back in your pocket.

20 miles a week is just two short client visits a day, twice a week. Over a year that's £192 — enough to cover servicing, new tyres, lights and a decent lock.

Ride 50 business miles a week and it's £480 a year — your bike has effectively started paying for itself.

Estate agents SurveyorsTradespeopleHealthcare workersLocal authority staffCampus & university staffSales repsMulti-site employees

Buy your bike through Cycle to Work — then potentially earn 20p per mile every time it works for you.

Find your work bike
For employers

Why more businesses are encouraging cycling.

A cycling workforce isn't just a nice-to-have — it shows up on the bottom line. Here's what employers get out of it:

  • Save National Insurance on every certificate — employers keep ~15% of each salary-sacrifice amount. A team spending £10,000 on bikes saves the business around £1,500.
  • Free to set up and run — the major scheme providers charge employers nothing; payroll does the rest.
  • Reduced parking pressure and travel costs — every bike commuter frees a parking space, and cycle mileage at 20p/mile costs a fraction of the 45p/mile car rate.
  • A healthier, more reliable workforce — regular cyclists take measurably fewer sick days and arrive sharper.
  • Real progress on net-zero reporting — commuting and business-travel emissions drop with every rider, with the numbers to prove it.
  • Recruitment & retention — a genuinely valuable benefit that costs the business nothing to offer.
  • Often faster between sites — in town traffic, the bike usually wins.

Want to kit out a team? Talk to us about fleet pricing.

Workplace cycling

Free workplace poster — spread the word

Download our ready-to-print Cycle to Work poster and pop it on your staff noticeboard, kitchen or intranet. It explains the scheme and the 20p-per-mile allowance in one page — and helps your team save.

Download the poster (PDF)
The small print: The Cycle to Work Scheme and HMRC cycle mileage allowance are separate benefits. Cycle mileage payments relate to qualifying business journeys only — not ordinary commuting between home and your permanent workplace. Eligibility and reimbursement policies vary between employers, and Cycle to Work savings depend on your tax band and your employer's scheme. Always check with your employer or current HMRC guidance before making a claim.

Ready to ride for less?

Check your employer's scheme provider, grab your certificate, and spend it on any bike in our range. Need help? Our team knows every scheme inside out.

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